GENERAL MOTORS FLEET
FINANCING & LEASING
General Motors Fleet works hard to help make sure every step of managing your fleet is simple and straightforward, starting with financing. We offer an experienced team with commercial knowledge and a variety of options, including traditional financing and commercial lines of credit, as well as our The Right TRACSM and Right Lease® programs. For government fleets, we also offer a municipal lease program with low, tax-exempt rates.
FINANCING OPTIONS
TRADITIONAL FINANCE (APR)
A Traditional Finance (APR) agreement with GM Financial is ideal if you prefer to own your new or pre-owned commercial vehicles.
Benefits include:
- Full ownership
- Longer financing terms
- No mileage limits
- Freedom to modify and accessorize
- Customizable upfit options
THE RIGHT LEASE®
The Right Lease® for business customers is a closed-end commercial lease product offering competitive pricing and terms for predictable-use Chevrolet, Buick, GMC and Cadillac vehicles.
Benefits include:
- Make lower monthly payments
- Assume no residual risk
- Pay only for the portion of the vehicle actually used
- Provide reliable transportation for your employees
- Have the option to purchase additional mileage at a reduced rate up front
THE RIGHT TRACSM
An open-end lease allows you to customize your agreement and includes a wide range of vehicle upfits and modifications.
Benefits include:
- Flexible residuals
- Lower monthly payments
- Terms ranging from 24 to 60 months
- No excess mileage restrictions
- No excess wear-and-use charges
MUNICIPAL LEASES FOR GOVERNMENT FLEETS
Upfit Information†
A municipal lease with GM Financial enables public entities to pay for only the useful life of vehicles. The payments under a lease program are subject to annual budgetary appropriation, and are typically included as a line item in the operating budget and not considered debt.
Benefits include:
- Low, tax-exempt rates
- Easy and convenient documentation
- No processing fees
- No mileage restrictions
- Municipality titled as owner at time of purchase
COMMERCIAL LINE OF CREDIT
A GM Financial Commercial Line of Credit allows your business to conveniently purchase multiple new or pre-owned vehicles. It’s also customizable, so you can build your fleet using any of our commercial products, including Traditional Financing (APR), The Right Lease® and The Right TRACSM.
Benefits include:
- Skip the credit approval process traditionally required every time you finance an additional vehicle
- Helps you reserve specific funds for acquiring commercial vehicles
- Saves your bank lines of credit for your other business needs
- Purchase or lease vehicles for your business as you need them
DISCOVER ALL OF OUR FINANCING SOLUTIONS
GM Financial Commercial Vehicle Lending’s experienced team understands the sophisticated demands and complex financing requirements of fleet customers. Whether you’re looking to finance a few vehicles or an entire fleet, they have customizable options and time-saving financing solutions.
To get the complete details on these and other financial products, visit the GM Financial website.
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